AOCDS
AOCDS Benefits

Dependent Eligibility Q & A

In an ongoing effort to further reduce the rising cost of participants' medical and supplemental insurances AOCDS will continue its "Dependent Eligibility" verification of any newly enrolled dependents. The verification is being conducted to make sure that only those eligible to receive benefits through our plans are receiving benefits. Plan participants wishing to provide insurance coverage for new dependents will need to provide proof of eligibility for all new dependents covered on their plans.

 

 

Frequently Asked Questions:

 

Q: Can my ex-spouse be covered on my insurance plans?

A: No, ex-spouses must be terminated from your insurance plan within 30 days of your divorce becoming final.

 

Q: Can I cover my grandchildren on my insurance plans?

A: Yes, but only if you have full legal guardianship with medical rights.

     Absent guardianship with medical rights:

           Anthem Blue Cross/Ameritas Dental/Delta Dental - Not eligible for coverage

           Kaiser - Yes, but only if the grandchild's parent is also covered under the plan.

 

Q: Can I cover my live-in girlfriend/boyfriend/fiancee on my insurance plans?

A: Not eligible for coverage

 

Q: Can I cover my domestic partner on my insurance plans?

A: Yes, but only if you provide proof that your domestic partnership has been registered with the State of California

 

Q: Can I cover my dependent parent(s) on my insurance plans?

A: Not eligible for coverage

 

Q: Can my new spouse or child be covered on my insurance plans?

A: Yes, with proof of marriage or birth you have 30 days in which to in which to initiate insurance coverage for your new spouse or child. Coverage will commence the first of the month following the date of marriage or birth. If you fail to enroll your new spouse or child within the 30 day period provided, you must wait until the next open enrollment period in May of each year with coverage commencing on the following July 1 date.

 

If you are unsure whether a dependent is eligible to receive coverage under any of the AOCDS medical or supplemental insurance benefit plans please call the AOCDS Benefits Office at 714-285-9900.